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Reinventing the State pension

Could the State pension be replaced with a more flexible income scheme? A new report thinks it would be possible. There are now 12.6 million people over State pension age (SPA), meaning that government expenditure on…

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How long am I going to live?

The Office for National Statistics (ONS) has thought again about our life expectancy calculations. Life expectancy calculations matter, and not just to answer that perennial question. Any long-term economic projections,…

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Pensions Commission Mk II: a warning on retirement saving

Those recommendations have since been largely implemented, changing the nature of retirement provision for millions of people. Last summer, the government announced the launch of a second Pensions Commission, tasked with…

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What goes into the tax cocktail?

New data from HMRC shows how much the government relies on just four taxes. The Labour Party went into the 2024 general election with pledges on four major taxes in its manifesto: “Labour will not increase…

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A new initiative for dealing with unclaimed Child Trust Funds

The Treasury has announced a new campaign aimed at reducing the number of unclaimed Child Trust Funds. On 4 July 2026, the US government will officially launch Trump Accounts. While not another White House-linked…

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