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The Treasury Committee wades into the debate about student loans

The House of Commons Treasury Committee has published a critical report on the operation of student loans. Earlier this year the Department for Education (DfE) announced a 6% interest cap on Plan 2 student loans for one…

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Goodbye LISA, hello FTB ISA

The government has published a consultation document on the replacement for the Lifetime ISA (LISA). The Lifetime ISA (LISA) was unveiled in the March 2016 Budget to no great fanfare. It was widely criticised at the time…

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Investment market update: going against the tide of the first half of 2026

The world’s investment markets survived the first half of 2026 better than expected.…

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An overdue thaw on mileage rates

Mileage rates are rising after 15 years but are still behind inflation. A small thaw in HMRC policy highlights a much bigger long-term freeze. Read more here...

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Wealth tax comes around again

Wealth tax is back, but big questions remain over how proposals would work. For now, planning around taxes that don’t yet exist may do more harm than good. Read more here...

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A 'comfortable' retirement for only 9% – what the headlines mean

Only 1 in 10 will have a ‘comfortable’ retirement, say recent headlines. Not quite. The reality behind the reports is more nuanced. Read more here...

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Writing your will? Remember to choose your executors with care

HMRC has published fresh information on the mechanics of collecting inheritance tax (IHT) on pensions. In the October 2024 Budget, the Chancellor announced that most pension death benefits would become potentially liable…

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Reinventing the State pension

Could the State pension be replaced with a more flexible income scheme? A new report thinks it would be possible. There are now 12.6 million people over State pension age (SPA), meaning that government expenditure on…

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How long am I going to live?

The Office for National Statistics (ONS) has thought again about our life expectancy calculations. Life expectancy calculations matter, and not just to answer that perennial question. Any long-term economic projections,…

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Pensions Commission Mk II: a warning on retirement saving

Those recommendations have since been largely implemented, changing the nature of retirement provision for millions of people. Last summer, the government announced the launch of a second Pensions Commission, tasked with…

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