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12 years later, annuities are back

As a means of drawing income in retirement, annuities have made a comeback, and for good reasons.   In 2014, the then Chancellor (and now podcaster), George Osborne, pulled a rabbit out of the Budget hat that…

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Inheritance tax and pensions changes hit Lords scrutiny

A House of Lords committee has been highly critical of the government’s proposals on inheritance tax (IHT) and pensions. Cynics might expect members of the House of Lords to have more than a passing interest in…

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The story of 2025 inflation

Annual inflation ended 2025 at 3.4%, up from 2.5% in 2023, but not all prices rose over the year.

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Breaking the code

If you have received a new tax code recently, check it. Do not assume it is correct.

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2025's investment surprise: UK beats US

2025’s investment performance numbers contained a surprise.

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Another freeze to the thresholds

While much attention has been paid to successive government freezes of tax thresholds, there is another prolonged threshold freeze with similar distortionary effects.

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Don't fall into the communication gap on Making Tax Digital

Many potentially affected taxpayers have not yet engaged with a major change in tax reporting.

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And now for the next New Year

As the memories of January’s festivities fade behind us, it is time to turn our thoughts to 5 April.

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A long freeze can lead to slip ups

The consequences of successive governments freezing income tax personal allowance are beginning to emerge.

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ISAs shake up on the horizon

The Autumn Budget at the end of November announced important changes to come for individual savings accounts (ISAs) from April 2027, but you may not be affected.

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