Taking out a lifetime mortgage is a way of releasing a cash sum that could make a difference to your retirement. Our financial advisers can help determine whether it’s right for you and select a suitable equity release plan.
If you are approaching retirement age and have a need for more capital one option is to look at the value held in your home as a way to release money to spend now. We’re living longer and what is available in your pension and savings pot may not meet your lifestyle expectations in retirement.
Equity release is a way to unlock, what is for many of us, our most significant asset and turn it into a cash lump sum to enjoy retirement or help adult children access their inheritance sooner to get on the property ladder themselves.
A lifetime mortgage, as it’s called, is a type of equity release that can only be sold with advice and the industry has been radically reformed over the last 25 years to safeguard consumers.
Important to know:
Is a lifetime mortgage right for you?
For those considering equity release, our financial advisers will help you to understand which product is right for your needs, taking into consideration your personal circumstances and the potential tax and inheritance implications. A lifetime mortgage won’t be for everyone.
As a starting point we’ll need to see you qualify for a lifetime mortgage:
There is now more product choice than ever before when it comes to lifetime mortgages and we can help you find what’s right for you.
If you believe we can help you with your finances please contact us:
