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It's not just how long you live...

New research from the Office for National Statistics casts a different light on life expectancy. Source: ONS “How long am I going to live?’ is one of those questions that we tend to pay more attention…

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The case of the missing pension tax relief

Are you missing out on tax relief for your pension contributions? A ‘Supplementary forecast information release’ from the Office for Budget Responsibility (OBR) on ‘Costing of charging NICs on salary…

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Are you ready for April's tax and pension changes?

6 April brings a variety of changes to the tax rules. The start of the tax year on Monday 6 April (Easter Monday) heralds a variety of changes to tax and pension rules, few of them welcome. Dividend tax The rate of…

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12 years later, annuities are back

As a means of drawing income in retirement, annuities have made a comeback, and for good reasons.   In 2014, the then Chancellor (and now podcaster), George Osborne, pulled a rabbit out of the Budget hat that…

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Inheritance tax and pensions changes hit Lords scrutiny

A House of Lords committee has been highly critical of the government’s proposals on inheritance tax (IHT) and pensions. Cynics might expect members of the House of Lords to have more than a passing interest in…

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