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Value for money: State pension vs. NICs

Recent research has compared the value of personal national insurance contributions (NICs) with the value of state pension received. The results may surprise you.

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Don't forget the other student loan

When it comes to student loans, the media focus is usually on tuition fees (outside Scotland), but there’s another loan that shouldn’t be overlooked – and that includes Scotland.

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2023 inflation forecast: the only way is down?

Inflation surged in 2022, but can it reverse in 2023?

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Premium bonds: rate cut and prize boost

From January, National Savings & Investments (NS&I) will increase its premium bond prize fund rate to 3% and reduce £25 prizes, instead increasing the number of higher-value prizes that are up for grabs.

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Company cars: not-so-free fuel

If your employer pays for the fuel in your company car, it may cost you more than you expect.

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Into the ice age: the diminishing personal allowance

The frozen personal allowance may be overtaken by the new state pension in only a few years, proving the income tax screw is well and truly tightening.

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2022 investment wrap-up

In 2022, most of the world’s major share indices had their worst year since 2008, but the UK’s FTSE 100 was a star performer.  

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Caught by the additional tax rate taper trap

A growing number of taxpayers are being caught by the personal allowance taper, which will be exacerbated by the reduced additional rate tax threshold of £125,140. With many also questioning why the new threshold is not a…

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Cohabitation law reforms rejected

The government has rejected proposals to modernise cohabitation laws in England and Wales, leaving it up to individuals to arrange their financial affairs for partners and dependents.  

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Investors set to pay more tax

The new Chancellor’s Autumn Statement has increased the tax bill for many investors.

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