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Why mortgage rates are going up when the Bank of England is cutting rates

Not every interest rate moves in the same direction.

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The consequences of higher employer's national insurance contributions

The impact of the Budget’s increases in national insurance contributions (NICs) are not limited to employers.

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Have you seen my pension? The lost £31.1 billion...

There are now over three million ‘lost’ pensions worth over £31 billion.

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Pensions and IHT: beware April 2027

The latest Budget move to count pensions as part of your estate for inheritance tax (IHT) is a major change, with potentially significant consequences.

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Student fees to rise in England in 2025

The long freeze on student tuition fees in England has come to an end.

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The NICs top-up countdown is underway again...

A third deadline for topping up State Pension entitlement is now coming into view.

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Retirement saving targets – still too low

The Institute for Fiscal Studies (IFS) has been crunching the numbers on the adequacy of pension contributions.

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Where are your ISAs?

New statistics show that cash ISAs remain a popular investment.

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HMRC still trying to give away money in unclaimed CTFs

HMRC is uncharacteristically keen to give money away, reminding young adults again that they may be due unclaimed child trust funds (CTFs). The amount still to be paid out comes to just under £1.4 billion.

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The Autumn Budget – a brave new tax world

Chancellor Rachel Reeves’ first Budget was a significant one in all senses.

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